{"id":3869,"date":"2025-12-11T15:15:37","date_gmt":"2025-12-11T15:15:37","guid":{"rendered":"https:\/\/theinformantusa.com\/?p=3869"},"modified":"2025-12-11T15:15:39","modified_gmt":"2025-12-11T15:15:39","slug":"%f0%9f%8f%a0%f0%9f%87%ba%f0%9f%87%b8-fed-chair-powell-says-u-s-has-underbuilt-housing-for-years-exacerbating-affordability-crisis","status":"publish","type":"post","link":"https:\/\/theinformantusa.com\/?p=3869","title":{"rendered":"\ud83c\udfe0\ud83c\uddfa\ud83c\uddf8 FED CHAIR POWELL SAYS U.S. HAS UNDERBUILT HOUSING FOR YEARS, EXACERBATING AFFORDABILITY CRISIS"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><strong>POWELL NOTES STRUCTURAL SHORTAGE OF HOMES AS DEMAND OUTPACES SUPPLY NATIONWIDE<\/strong><\/h3>\n\n\n\n<p><strong>Federal Reserve Chair Jerome Powell said the U.S. has not built enough housing \u201cfor a long time,\u201d pointing to years of undersupply behind rising costs and limited affordability.<\/strong><\/p>\n\n\n\n<p>Federal Reserve Chair <strong>Jerome Powell<\/strong> said Tuesday that the United States has <strong>failed to build sufficient housing for many years<\/strong>, describing the shortage as a structural barrier that continues to push home prices and rents higher nationwide. His comments come as policymakers grapple with the economic impact of tight housing supply, elevated mortgage rates and demographic pressures.<\/p>\n\n\n\n<p>Powell emphasized that the persistent imbalance between housing supply and demand is a major contributor to affordability problems, even as some financial conditions have begun to stabilize. \u201cWe just haven\u2019t built enough housing over a long period,\u201d he noted, adding that shortages affect both buyers and renters.<\/p>\n\n\n\n<p>Economists say the U.S. underproduction of homes dates back more than a decade, worsened by construction slowdowns after the 2008 financial crisis, zoning restrictions, limited land availability and labor shortages in the building industry. Despite record demand, new construction has not kept pace with population growth.<\/p>\n\n\n\n<p>Powell reiterated that the Fed\u2019s tools \u2014 mainly interest-rate policy \u2014 cannot directly fix supply shortages but influence borrowing costs. He suggested long-term solutions will require coordinated action by local governments, private developers and federal housing programs to expand the overall housing stock.<\/p>\n\n\n\n<p>Housing advocates welcomed Powell\u2019s acknowledgment, arguing that the supply crisis contributes to rising homelessness, shrinking first-time homebuyer access and long-term inequality across metropolitan and rural areas. Some lawmakers are now calling for expanded incentives for construction and zoning reform.<\/p>\n\n\n\n<p>The remarks come as the national housing market remains highly sensitive to mortgage-rate volatility and continues facing one of the largest affordability gaps in decades.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>POWELL NOTES STRUCTURAL SHORTAGE OF HOMES AS DEMAND OUTPACES SUPPLY NATIONWIDE Federal Reserve Chair Jerome Powell said the U.S. has not built enough housing \u201cfor a long time,\u201d pointing to years of undersupply behind rising costs and limited affordability. Federal Reserve Chair Jerome Powell said Tuesday that the United States has failed to build sufficient [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3870,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[285,529,1899,1900,1777,368],"class_list":["post-3869","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-u-s","tag-economy-2","tag-federalreserve","tag-housingcrisis","tag-powell","tag-realestate","tag-theinformantusa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud83c\udfe0\ud83c\uddfa\ud83c\uddf8 FED CHAIR POWELL SAYS U.S. HAS UNDERBUILT HOUSING FOR YEARS, EXACERBATING AFFORDABILITY CRISIS - The Informant USA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/theinformantusa.com\/?p=3869\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud83c\udfe0\ud83c\uddfa\ud83c\uddf8 FED CHAIR POWELL SAYS U.S. HAS UNDERBUILT HOUSING FOR YEARS, EXACERBATING AFFORDABILITY CRISIS - The Informant USA\" \/>\n<meta property=\"og:description\" content=\"POWELL NOTES STRUCTURAL SHORTAGE OF HOMES AS DEMAND OUTPACES SUPPLY NATIONWIDE Federal Reserve Chair Jerome Powell said the U.S. has not built enough housing \u201cfor a long time,\u201d pointing to years of undersupply behind rising costs and limited affordability. 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